Toyota 4Runner depreciation: when to buy & cost to own
Estimates as of June 2026.
The Toyota 4Runner (SUV, ~$42,000 new) loses about 32% of its value in five years — it holds value better than the 41.8% market average. Buying at 3 years old and holding five costs about $1,433/yr in depreciation versus $2,688/yr buying new — you keep 46.7% more of your money.
Value by age
| Age | Est. value | Total lost |
|---|---|---|
| New | $42,000 | 0% |
| 1 yr | $36,391 | 13.4% |
| 2 yr | $33,828 | 19.5% |
| 3 yr | $31,816 | 24.2% |
| 5 yr | $28,560 | 32% |
| 7 yr | $25,866 | 38.4% |
| 10 yr | $22,418 | 46.6% |
What will it cost you to own?
Buy price (est.)
$31,816
Resale (est.)
$24,653
Total depreciation
$7,163
Cost per year
$1,433
vs. buying new
$2,688/yr
Depreciation only — older cars cost more to maintain, so the practical sweet spot is ~3–5 years old. Figures are modeled estimates that vary by trim, condition, and market. How we estimate this →